Your credit score is one of the most important factors lenders take into consideration before lending you money. Because of this, improving your credit score is one of the best ways to not only secure a loan but also to get a better interest rate on the loans you do secure.
More than 90% of top lenders use FICO credit scores to assess your financial health, which are determined by five factors: payment history, credit usage, age of credit accounts, credit mix, and new credit inquiries. Improving these factors is the key to improving your overall credit score, but there are two that stand out above all the others.
Pay your bills on time
Over a third of your credit score is determined by your payment history. Missed payments stay on your record for years. In other words, paying your debt on time is the best way to improve your credit score. Automatic payments and consolidating debt are two methods that can help you stay on top of payments.
Have debt responsibly
Nearly a third of your credit score is determined by credit utilization. Lenders want you to have debt — to show you are good at managing it — but not too much. A rule of thumb is to maintain your total outstanding debt balance at 30% or less of your total credit limit. If you’re unable to pay off enough debt to achieve this, raising your credit limit is another option.
At Ken Nelson CDJR, we’ll work with you to find the best deal on a car regardless of your credit score. Visit us in Dixon, Illinois, to get started!
In today’s internet-driven world, it’s easy to fall into the trap of thinking that everything is better done online. But some things are still best experienced in person, like going to the movie theater to watch a big blockbuster film or going to a store in person before making a really important purchase — like a car.
If you’re in the market for a new ride, it makes more sense to visit Ken Nelson Chrysler Dodge Jeep® Ram in Dixon, Illinois, than to shop purely online. Internet research is, of course, critical. But that research is often only useful when you already have a sense of what you’re looking for. Visiting the dealership can help you make better, more informed decisions at every stage of the purchasing process.
For example, if you’re not sure what kind of car you need, it’s easy to talk to one of our salespeople, who will listen to your situation and helpfully steer you in the direction they think would most suit you. And if you do have a strong sense of what you’re looking for, visiting the showroom enables you to smell and feel the car that interests you before making a decision.
Ram has created a way you can be more connected to the brand and what is driving its dedication to create electric vehicles. As a member of the Ram Revolution, you will earn exclusive information and a way to share your thoughts on how Ram can improve how they manufacture their EV lineup, specifically its development of the Ram 1500 Battery EV, which is slated for the 2024 model year.
“Our new Ram Revolution campaign will allow us to engage with consumers in a close and personal way, so we can a gather meaningful feedback, understand their wants and needs and address their concerns – ultimately allowing us to deliver the best electric pickup truck on the market with the Ram 1500 BEV,” said Mike Koval Jr., Ram Brand CEO — Stellantis.
Why participate in the Ram Revolution?
Are you ready to be a part of automotive history? Signing up to join the Ram Revolution offers you an opportunity to help shape the future of the Ram’s EV lineup. Just by expressing your thoughts, ideas, and suggestions, you can help Ram develop an EV that better serves drivers who would rather drive a truck than any other vehicle while protecting the Earth.
Membership in such an innovative revolution is simple. You don’t have to be an automotive or EV expert, just a curious person! You can start participating by filling out a few information details here.
Contact Ken Nelson Chrysler Dodge Jeep® Ram in Dixon, Illinois, to learn more about the Ram Revolution.
Are you eager to kick off spring with an adventure in your Jeep®? From off-road trails to local campgrounds, Illinois has a lot of places to explore this summer. Here’s a look at some of the best places in Illinois to take your Jeep® in 2022.
Two Rivers Jeep® Club
These privately owned off-road trails are exclusively for Jeep® drivers. Head over to Pittsfield, Illinois to experience the thrilling routes that have kept Jeep® owners coming back since 1991 — and meet some fellow Jeep® enthusiasts in the process!
Mississippi Palisades State Park Campgrounds
For stunning views in Illinois, head over to Mississippi Palisades State Park in Savanna, Illinois. This picturesque park boasts over a thousand years of Native American history within its 2,500-acre spread. In addition to its popular campgrounds, the site offers a weekend of hiking past historic bluffs and boating on the Mississippi River.
Lowden State Park Campground
This nearby state park close to Dixon offers gorgeous views of the Rock River Valley. It’s easy to spend a relaxing weekend here, canoeing, fishing, and exploring the hiking trails — especially if you arrive in a Jeep®! If you want to get your Jeep® ready for an excursion in Illinois, schedule a maintenance visit at Ken Nelson Chrysler Dodge Jeep® Ram at our service center.
If you’re looking for an eco-friendly, efficient ride that doesn’t compromise on legendary power and capability, you’ll find a lot to love in the Plug-In Hybrid Jeep® Wrangler. Here are a few reasons to consider driving home in your very own Jeep® Wrangler 4xe from Ken Nelson Chrysler Dodge Jeep® Ram.
The Jeep® Wrangler 4xe breaks the stereotype of underpowered, mild-mannered hybrid vehicles. Its powertrain unleashes 375 horsepower and 470 lb-ft of instant torque, enabling you to rocket from 0-60 mph in just 6 seconds.
Say goodbye to range anxiety
Enjoy groundbreaking efficiency with the Jeep® Wrangler 4xe’s EPA-estimated fuel-efficiency rating of 49 MPGe.  On a full tank and battery, the Wrangler 4xe offers a total range of 370 miles.  And if you’re looking for an emissions-free ride, the plug-in hybrid Wrangler provides up to 21 miles of fully electric driving distance. 
Charging made simple
For fast, easy, convenient charging, opt for the available Jeep® Brand Level II PHEV Home Charging Station. It features a weatherproof design along with Wi-Fi connectivity, so you can remotely choose when you’d like your vehicle to charge. Plus, thanks to smart grid optimization, your Jeep® SUV can charge when electricity is cheapest.